01 - In a medium bowl or jar, combine the rolled oats, coconut milk, yogurt, shredded coconut, chia seeds, maple syrup, vanilla extract, and a pinch of salt. Stir thoroughly until all ingredients are evenly incorporated.
02 - Cover the bowl or seal the jar tightly and refrigerate for a minimum of 6 to 8 hours, allowing the oats to absorb the liquid and the flavors to meld together.
03 - The following morning, stir the oat mixture well. If the consistency is too thick, add an extra splash of coconut milk and stir until you reach your desired texture.
04 - Divide the oats evenly between two serving bowls or jars. Top each portion with toasted coconut flakes, crushed graham crackers, and fresh banana slices or pineapple chunks if desired. Serve chilled.